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Personal loan
Are Personal Loan Really Bad
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[QUOTE="Leah Kelvin, post: 343101, member: 106815"] Personal loans can be dangerous because of their exorbitant interest rates, tendency to accumulate debts, impact on credit ratings and tendency to over-borrow. Nonetheless, they are also helpful for consolidating debts, covering exigent bills or building up a good borrowing record if handled properly. The key factors that one must consider should include carefully examining their financial status, comparing the terms and establishing an affordability of monthly installments prior to acquiring a personal loan. They are not intrinsically evil however warnings and responsible use will help in avoiding financial difficulties and negative outcomes associated with them. It is important to weigh the pros and cons before deciding whether or not to take out a personal loan. [/QUOTE]
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