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Advice on managing debt responsibly
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[QUOTE="Yusra3, post: 306717, member: 31907"] When you're managing debt, it's important to remember that being responsible is not the same thing as being boring. Being responsible means making sure you pay your debts on time, and only paying what's required to keep up with the interest payments. It means being aware of how much money you have available for emergencies, so that if something comes up unexpectedly, you can handle it without going into further debt. It means knowing what your credit score is, and whether there is any reason why it should be improved, so that you can take steps to do better. And of course, being responsible means being honest and upfront with all of your creditors about your current situation including asking them how they can help you pay down your debt! [/QUOTE]
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