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Savings for Students
A Simple Guide to College Financial Aid
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[QUOTE="Yusra3, post: 338760, member: 31907"] Navigating financial aid for higher education can be complex, but understanding the basics helps ensure you receive maximum assistance. Begin by completing the Free Application for Federal Student Aid (FAFSA) to determine eligibility for federal, state and college-specific aid programs. Complete the FAFSA each new academic year as soon as possible for the greatest funding consideration. Familiarize yourself with the two main types of financial aid – need-based aid and merit-based aid. Need-based aid is granted based on your family’s financial circumstances, including income, assets and number of dependents. This helps alleviate the gap between what your family can reasonably contribute and the total college costs. Merit aid relates to academic achievements, athletic talent, artistic talent, leadership, or other student attributes valued by the specific college. Research all potential funding resources beyond standard options too, like private scholarships from organizations and employers. Also understand loan options, work-study programs requiring an on-campus job, and be clear on renewal academic progress requirements tied to each aid award. Mapping out a multi-year financial assistance strategy can make achieving a college degree far more feasible. [/QUOTE]
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A Simple Guide to College Financial Aid
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