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A List of the Top 11 Financial mistakes People Make Everyday
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[QUOTE="Jasz, post: 257977, member: 61772"] Financial mistakes are made every day, by people of all ages. The most common financial mistake is not saving enough money for retirement. But there are many other mistakes that can be made, from buying too much house to forgetting about those credit cards you’ve been paying off for years. Here are the most common financial mistakes: 1. Not saving enough for retirement. 2. Spending too much on credit cards. 3. Not having enough cash on hand for emergencies. 4. Failing to pay down debt before it becomes unmanageable. 5. Wasting money on luxury items and experiences. 6. Spending too much time and energy trying to save money. 7. Failing to pay off debt early and often, which leads to higher interest rates and more expensive repayments in the future. 8. Investing in companies that pay little or no dividends, which means you'll miss out on the potential for higher returns if these companies perform well. 9. Investing too much in stocks or funds that offer high returns but low risk; this is known as "high-yield investing", where you're risking losing your entire investment with any bad events such as a recession or market crash. 10. Buying insurance products that don't provide adequate protection for what you want to protect yourself against (for example life insurance which won't cover you after your death if you leave a will). 11. Not understanding how your investments work or what they do, which leads to poor investment choices and higher risk when things go wrong (a stock market crash could wipe out an entire portfolio). [/QUOTE]
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A List of the Top 11 Financial mistakes People Make Everyday
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