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A financial plan can help you reach your goals
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[QUOTE="Holicent, post: 255321, member: 76163"] You will notice that there is a lot of financial planning advice out there. Some of it is very helpful, but much of it is confusing and conflicting. In this article, I want to explain why financial planning is so important and how to go about creating your own financial plan. A financial plan is a detailed description of where you're headed and how you plan to get there. It sets concrete goals, identifies the steps needed to reach them and includes a timeline for action. It helps you stay on track by showing what is required to achieve your goals, as well as when they will be reached. A financial plan also helps prevent problems by identifying risks along the way that may contribute to your inability to achieve your goals. Also, you need a financial plan in order to be able to make informed decisions about money. Of course, being informed doesn't mean you know everything about money — just that you understand enough about it to make good decisions. But if you don't have a plan for what you want your life to look like in the future, then how can you possibly know what steps to take today? In addition Your financial plan will enable you to save more money over time than if you didn't have one. And saving money is one of the most important things any person can do to prepare for retirement or any other goal they might have down the road. It's also one of the easiest ways to make sure you'll never run out of money in retirement. [/QUOTE]
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A financial plan can help you reach your goals
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