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Personal loan
8 types of personal loans and their uses plus 4 to avoid
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[QUOTE="Yusra3, post: 341466, member: 31907"] Personal loans provide flexible financing for a variety of purposes. Here are 8 common types and their typical uses: 1. Debt Consolidation Loans: Combine multiple debts into one payment. 2. Credit Card Refinancing Loans: Pay off high-interest credit cards. 3. Home Improvement Loans: Fund renovations, repairs, additions. 4. Wedding Loans: Cover ceremony and reception costs. 5. Moving Loans: Finance relocation expenses like movers and deposits. 6. Vacation Loans: Pay for travel and leisure activities upfront. 7. Medical Loans: Cover costs of procedures, treatments, bills. 8. Small Business Loans: Inject capital for startups or existing businesses. However, avoid these four types of costly personal loans when possible: 1. Payday Loans: Extremely high fees and interest rates. 2. Title Loans: You risk losing your vehicle over missed payments. 3. Tax Loans: Expensive way to pay the IRS versus payment plans. 4. Merchant Cash Advance Loans: These burden small businesses with confusing repayment terms. Carefully evaluate interest rates and fees before taking out any personal loan. Explore low-interest alternatives first... [/QUOTE]
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8 types of personal loans and their uses plus 4 to avoid
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