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7 Ways to Spot Student Loan Forgiveness Scams
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[QUOTE="Yusra3, post: 339545, member: 31907"] Student loan forgiveness scams are on the rise, preying on borrowers desperate for relief. Watch out for these red flags: [B]1. Upfront Fee[/B]s: Legitimate programs never require upfront fees or advance payments. [B]2. Promises of Immediate Forgiveness: [/B]Loan forgiveness takes years of qualified payments or employment, never happening overnight. [B]3. Requests for FSA ID:[/B] Never share your Federal Student Aid login credentials. [B]4. Pressure Tactics:[/B] Scammers use high-pressure sales pitches and false urgency to trap victims. [B]5. Guarantees of Success:[/B] No one can guarantee eligibility or approval for loan forgiveness programs. [B]6. Lack of Information:[/B] Reputable companies provide clear details on their services and associated costs upfront. [B]7. Unsolicited Calls/Emails:[/B] If you didn't initiate contact, be extremely cautious of any unsolicited student loan relief offers. The best defense is to work directly with your loan servicer, the Department of Education, or legitimate non-profit counselors for assistance with student loan repayment options. When in doubt, don't give out personal information or make payments to unfamiliar companies. [/QUOTE]
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