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Funding a business
3 Main Disadvantages of Business Loans
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[QUOTE="WATFORD, post: 296959, member: 77012"] Impact on credit: Taking out a loan can have an impact on your credit score, especially if you're unable to make payments on time. Personal liability: Some types of business loans require personal guarantees, which means you're personally liable for the debt if the business can't repay it. Collateral: Some lenders may require collateral to secure the loan, which means you'll have to put up assets like property or equipment to back the loan. Limited use of funds: Some loan types have restrictions on how the funds can be used, making them less flexible and less useful for certain types of businesses or projects. [/QUOTE]
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3 Main Disadvantages of Business Loans
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