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11 Ways To Create A Winning Single Mom Budget
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[QUOTE="Yusra3, post: 309059, member: 31907"] There are a lot of different things to consider when it comes to budgeting for single moms. When you're working on creating a winning budget for yourself, you have to think about your income, your savings and debt, and the items you need for the day-to-day running of your household. Here are some tips to help you create a winning single mom budget: 1. Know What You Have To Work With. Before you start creating a new budget, figure out what income and expenses you have coming into the household. This will give you an idea of how much money is available for spending each month and how much is going into savings or debt repayment. It also gives you an idea of what kind of lifestyle changes need to be made in order to get back on track with saving money without cutting back on other important aspects of life like eating out regularly or going out with friends after work every Friday night! 2. Don't spend money on things that don't help you live your best life 4. Use cash and avoid credit cards whenever possible 5. Make sure your bills are paid on time and in full every month (this includes utilities) 6. Pay down your debts as quickly as possible so that you can free up money for other goals like saving for retirement or investing in your future education 7. Cut back on cable TV, satellite TV and/or Internet connections if you can't afford it. you don't need all of them at once! 8. When it comes to transportation, walk, bike, carpool or use public transit whenever possible 9. Get a credit card with a low interest rate 10. Make sure your insurance covers you in case of an emergency 11. Get a car with low mileage and low maintenance costs [/QUOTE]
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11 Ways To Create A Winning Single Mom Budget
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