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  1. Chommyluv

    Which will you prefer taking risks or comfort zone

    I was telling my friend last to invest in one investment am into but what i got as her response marveled me she said "Dear, i have lost a lot in these online stuff which you persuaded me to join which latter turned out to be a scam, am still weeping over my loss and you have mind telling me to...
  2. Chommyluv

    Have you joined a savings and loan association?

    Yes oooh, the saving and loan association its a blessing to me am happy that i found them. As a fully registered member am entitled to borrow money from them easily unlike non member, non member must borrow with interest to pay 20% of their borrowed money monthly. Every end of the year, the...
  3. Chommyluv

    Trading of dried fish can be profitable

    Yes, trading dried fish is profitable more especially if you are buying from those that resides in the river lines, am fortunate to resides in Cross River State Nigeria, there is this village in Cross River that are well known for the abundance of different species of fishes namely shrimps...
  4. Chommyluv

    Fears of failure

    Investment its good but don't blame some that shy away from investing there must be a good reason (s) behind their refusal to invest. Day by day the number of scam sites are on the increase and some naive people like me has fall into their trap, their ROI seems fascinating but at the end of the...
  5. Chommyluv

    At what age should a person retired?

    In my own country for instance, the age of retirement its 35 years from the first year you joined the Civil service, but no one want to get old again some reduced their age just to still be in service and be enjoying monthly salaries, that's the reason why unemployment rate is on the high side...
  6. Chommyluv

    Can uneducated person get success?

    Success its not depended on the person level of education or education background it all depends on your will to succeed. You may be a graduate but you developed a phobia to hand work, you sleep all days and expect success to come to you just like that, success comes to those who work for it. So...
  7. Chommyluv

    Is private school better than public school?

    Private and public schools are unique in their own ways; In private schools discipline is their watchdog the students there are respectful and their curriculum covers all the three domains of teaching and the teachers there are efficient, effective and diligent to their work because the school...
  8. Chommyluv

    Business ideas for students.

    Like you said, telecommunications business is also a good one; selling of airtime of all networks, data, subscription of gotv, Dstv, startime and what have you and electricity bill payment. One can join the above with POS business, many people use to neglect this telecommunications business...
  9. Chommyluv

    Is being moral a part of the business mindset?

    That is unfair from the way the man is treating his employees, he want them to continue serving him all the days of their lives just for a peanut. Now all the employees are not happy with him, they may start having secret meetings on his behalf on how to pull him down together with his business...
  10. Chommyluv

    Is it a good idea to borrow money to payback a loan?

    To her she did the right thing but to others its wrong, have seen such cases before, its now rampant. They are in debt because of the loan they took from bank or some social groups, they will be on her neck instead of looking for a way out of it, she will go and borrow from another group...
  11. Chommyluv

    Long term effects on cryptocurrency bank in Nigeria

    I don't know the reason (s) why our government don't want the financial freedom of their masses, they want us to crawling back to them for financial help which they are not even ready to obliged. Cryptocurrencies has been a blessing to all and sundry since it came to be and will still be but all...
  12. Chommyluv

    Best time to work online

    I prefer early in the morning (every hour of the day) and late in the night by then i will be alone, no distraction whatsoever and with that I will be able to think well before pondering any suggestions or posting any thread. During the day a lot of things can easily distract you; work. One...
  13. Chommyluv

    Which Do You Prefer; Family Business or Personal Owned Business?

    I prefer my own personal business than family business. We have our family business which i helped my mum in managing but i know what i passed through; any day you opened your mouth and say you want to rest, they will tell you, " rest for what, aren't you be resting since just remember that we...
  14. Chommyluv

    Is book keeping mandatory in a business

    Book keeping its mandatory for the growth of every business. In fact no business can survive without adequate book keeping records, the daily sales, credit sales, debts, supply and demand of goods and services are all recorded and kept for reference purposes, tell me how can one remember the...
  15. Chommyluv

    Falling in love with your employee, wrong or right?

    Second wife? A young industrial lady to be his second wife. The boss your friend its just infatuated to her nor love and just want to use the lady to boost his sales and business, his not in love with her in any way. Once he married her and she start having kids, all these people that came in to...
  16. Chommyluv

    When friends and family discourage you from being an entrepreneur

    The most important thing is to follow your dream and vision and avoid dream killers. I remember telling my mum that I wish to start business and she exclaimed "Hmmmm, so after spending money training you in school, you don't want to look for white collar job, it business you want to start"...
  17. Chommyluv

    What is your view on this statement " Experience is the best Teacher"

    As a toddler growing up...you pass through different stages of growing up; sitting, crawling, standing and then walking, during each stages they have make different attempts which they have failed so many times before success its achieved and that its experience. As an adult you can't wake up...
  18. Chommyluv

    Does constant changing of staff affect business profit?

    Yes of course, changing of staff frequently doesn't talk well of your business, people may misunderstood the intention towards your frequent change of staff. Before now, your customer may have already developed interpersonal relationship with the previous staff and have come to trust and believe...
  19. Chommyluv

    How did you manage to cope with an authoritative manager

    I understand your plight, have been into similar condition but every authoritative manager or leader can be handled without hurting his ego. When you studied him thoroughly, you will be able to find out his weak point, sometimes such authoritative managers happens to be the best if one knows how...
  20. Chommyluv

    What is a pension and what are its benefits

    When are employees retires after serving diligently under an establishment government owned precisely and some private establishment for the minimum of 35 active years in service (in case of Nigeria). When he/ she retires they will be paid an annuity and it often calculated as pension which its...
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