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It is not a good situation when you are experiencing paucity of funds. The problem of insufficient Fund can affect your mindset and run down your self-esteem. If it persist for a long period of time, it can lead to depression and this is very bad for a person. In this article, I am going to...

Billions of people around the world find a selfie in rat race when it comes to financial situations. Right from the onset everyone dreams of living a good lifestyle. some people also have it in mind to become super rich in the nearest future. But in the reality only less than 1% of the entire...

Tax debt relief refers to various programs and strategies available to taxpayers who are unable to pay their tax debts to the government. They are created to assist taxpayer which day are Personal finance. When a taxpayer owes back taxes to the government, the government may use various...

Raising a children in a family can be a very difficult task for a man. The reason is that it associate with a lot of expenses in terms of providing the basic needs of life for the children. The high number of the children in the family the higher the boarding on the man especially when the...

I was discussing about financial literacy with some people and very few of them know about retirement savings. In fact some of them see it as a punishment rather than the benefit it provides in the old age. I know this is going to be the case with most of the people. these people need to be...

Pullback trading strategy is a popular trading approach that involves identifying a temporary reversal or retracement in an underlying asset's trend and entering a position to profit from the subsequent continuation of the trend. This strategy is commonly used by traders who prefer to trade...

Veteran stock trader and other financial trading experts have different strategy under their sleeves with the applied to make massive money with little investment most time. It is good to get familiar with some of this strategy in order to know how to take advantage of them for maximum profit...

Stock trading and investment is one of the way to make positive cash flow for one's self. Stock trading can either be full time or short time depending on the person who is engaging it. Most people don't know how to go about it when it comes to stock trading and this is the reason why I am...

It is said that it is not good to put all your eggs in one basket, in case if the basket drop or the eggs might be lost. I believe this is the case with the investment as well. It is not advisable to put all your money in one type of investment. It is good to invest in different kind of...

I was having a discussion with one of my friend and he told me about his experience with one of the financial planner in the town. He said I noticed some discrepancy in the report given by the financial planner based on his assets. I believe this might be the case with most people are still...

An emergency fund is a crucial financial safety net that can help you cover unexpected expenses or financial setbacks. Emergency fund brings about peace of mind in the face of financial circumstances. It is the duty of everyone who wants to take their Personal finance serious to have emergency...

Debt is one of the major reason why some people are still poor. They don't have the capacity to manage their depth and the other ways to overcome their purchasing power. If care is not taken that can render someone homeless when he or she is unable to pay for basic needs due to bad credit...

In one of my threads over here I talk about the importance of setting financial goals. I think I am not going to do Justice if I don't show you guys how to set financial goals step by step which is very important. You need to know the right steps to take and how to go about it so that you'll be...

Setting financial goals is crucial for achieving financial stability and success. in fact setting goals is one of the key elements to remain focused and to improve someone's life in general. The law of attraction starts to work when you set financial goals. Over the time you begin to attract...

I have one of my mentors who usually say business is all about marketing every other thing is less important. He is trying to say that marketing is very essential to generate consistent sales for the business. The problem is that most people believe that they only need to set up a business and...

Starting up a business from scratch can be a daunting task and this is the reason why most people usually avoid it and stick with the salary jobs. Those who managed to start one end up being a failure. Statistics shows that less than 3% of those who start a business and job become successful...

An angel investor is a wealthy individual who invests their own money in early-stage startups or small businesses in exchange for equity ownership. If you're an entrepreneur seeking an angel investor for your business, here are some steps to help you locate potential investors: Network: The...

it can be very difficult for a startup business owner to raise enough funds to float their business properly. There a lot of reason for this and it can be very disheartening. only very few of the startup entrepreneurs managed to scale through this problem and achieve success. One of the ways...

One thing that is common to most brand over here is that you don't provide excellent customer service to their clients. most of them usually hire contract staff to handle the complaints of the customers and this usually leads to bad experience. Excellent customer service is essential for any...

Business finance can be very complicated when you don't have a proper budgeting in place. it is very essential for every business to have a financial planner who is capable of creating overall budget in which include preliminary aspects. Creating a preliminary budget is an essential part of...