Pension & Retirement Forum: Talk about pensions, scheme, annuities, retirement plan.


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    The most popular kind of pension plan for workers and employees in the US is called 401k which refers to section 401 (k) of the US tax code. It simply describes a way of deferring taxes due on your gross income. However, it occurred to some financial advisors that this would actually make for a useful method of saving up for your retirement years. Today, the 401k plan is widely offered by many US companies to their staff. As such, it is an occupational pension plan comparable. Even if you are not planning to retire in the United States, you might want to make contributions to such a pension plan as long as you work there.

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