Can I Get A Long Term Installment Loan With Bad Credit?

John.D

Member
You want something better than small payday loans? Have you heard about the new long term installment loans? You can borrow up to 5000 dollars and can pay back over 12 months or more. This will be a lot more useful for a wider range of problems.
Since huge sums of money are involved, you want to make sure your lender is legit and there are no hidden fees. Even a small interest rate difference matters a lot here. Do not make mistakes and cause your experience to turn sour.
Let us connect you with a large group of U.S. loan companies. You can get a free loan offer with no upfront fees. It is all right to reject this if you find the terms not satisfactory.
Long term installment loans are often used in the following situations:
  1. you need a big loan and have bad credit
  2. you need more time to slowly pay back the loan
  3. you need an amount above what cash advance lenders can provide
  4. you want smaller monthly payments to avoid late fees or downgrading your current lifestyle
Actually, we see people with all sorts of income and credit scores wanting to borrow money. for example, someone may earn a lot but have high recurring expenses so he cannot make a lot of payments within a short time.
[h=3]What Are The Requirements?[/h]Lets do a simple test now. Check whether you meet every single one of the following criteria:
  • At least 18 years old
  • U.S. citizen or permanent resident
  • stable income or employment
  • active checking account
  • Contact number at home and workplace
[h=3]Advantages Of Long Term Installment Loans[/h]
long%2Bterm%2Binstallment%2Bloans.jpg
The maximum loan amount is quite high, so you can even use these for starting a small business, some college courses or major projects you always have in mind. If you can pay on time consistently throughout the entire loan period, it is very good for your credit history. This is one of the benefits of being a responsible borrower.
Unlike normal short term loans, you split the total loan fees over several months. Each installment is smaller and less taxing on your budget. Thus, you still have enough from your income to pay for your usual lifestyle. Of course, do save the leftover money in case something unexpected happens. You can ask to make an early payment if possible with the surplus.
Long term installment loans can used by people with low income because of the smaller regular payments. Many borrowers have various problems at hand. You can get some money first and slowly pay back later. These low income loans can help turn your life around. Use them wisely on worthy pursuits such as going to college or start a small business.
We like such loans for the following reasons:
  • your credit score is not the most important criteria
  • you pay less each month, within your wage's level
  • you can improve your credit score after paying back the entire loan
[h=3]Disadvantages[/h]It can take a lot of determination and commitment to pay back a long term loan. If you stray midway, things can crumble quickly. One late payments leads to another, and soon you will be in default. Therefore, you need to be conservative and be sure you can afford the fees.
Review the entire loan contract. Do clarify the terms with your lender. Do not make any assumptions.
You do not have to avoid taking the loan if the costs are still better than the consequences of not having any money. This can be subjective, so we let you make your own decision.
[h=3]Conclusion[/h]A long term installment loan can significantly improve your life or make worse than hell. do your sums careful and be sure after paying all the fees, the loan can still benefit you. Do your own diligence in checking the lenders and loan contract. Control your spending until you have some decent savings. If you want to know whether you qualify for any installment loan, please fill the online form now.
 

peterradcliffe

New member
Thank you for sharing this information. I know how difficult to take Long term installment loan with bad credit. this information will many people [h=2][/h]
 

jamespeter

New member
Hi, Great information appreciated the really helpful information to share with us. Look for the reliable financial adviser online who can connect with a regulated licensed lender for best offers with the low-interest rate for bad credit score. By this long term loans, you may gradually improve your credit score if you make your payments on time without fail. Go for these loans when you committed for the long term and affordable to repay off.
 
G

Guest

Guest
Hello , I will take my time and write you this out of experience .
Trying to get a loan with BAD credit is practically not possible because most of the creditors have their way only with those on good or perfect credit line . However, if you dont have a guarantor or someone to add you to their trade-line , then I suggest you first go repair your credit score and then apply for loan after 4 weeks of repairing your credit score .
I was once in a debt of $6879. I applied for couple of loans and I was turn down even before 24 hours . I was on FICO forum everyday , until I came across a review/post about a programmer that does repair credit score , after which you can then give a PDF file of list of possibly companies to apply with ( Most of the companies are just like the underground companies and you can only know them when you are directed to them). It took about 13 days to repair my score and I am currently debt free because I already cleared my debt and I am currently maintaining my credit score .
MY dear friend , the best option for you to do now it to get in touch with the same programmers that handled my case and you can also verify them on FICO forum, SniffingnoseATrepairmanDOTcom. And FYI they most times do not accept upfront payment or sometimes a very minimal upfront will be required if you are have too many rental history .
I worked with them because I had less rental history and I didn't PAY any upfront so please be guided and be aware because these internet days are scary but overall , they are equal to the task and do not forget to share your experience back with the forum so that others having the same problem will learn too .
Good luck and be safe out there . God bless .
 
G

Guest

Guest
I am making reference to the Guest comment about hiring a programmer . I also have similar issues but mine was less in amount, I added my little cousin to my trade-line , Little did I know that I was making a very big mistake . 5 months later, my credit score went from 720 - 580 and this was the worst time ever in my life because things started getting hard for me. I can remember applying for a loan and I was turned down severally , during my search for a solution, I went on credit-karma forum where I saw people writing reviews about a programmer that sometimes does not accept an upfront payment. He is well known programmer in that forum . It took just 12 hours to be able to get all negative items cleared from my report . My credit score was restored to 700 and I am currently working my way to joining the 800 club .
Jamesharden @ programmer . com . once you get in touch with him , I am so so sure that you will be approve when next you go to apply after the repair .
I really recommend using a programmer for quick credit score boost .
 

BernadetteGagen

New member
Thank you so much for this review . I will surly get my process going too . I am really looking for a loan and my credit score needs to be repaired first .
I will contact the Jamesharden art programmer .net and I will share my experience with this forum .
God bless everyone sharing information to make it easier for us all .
I think you made a mistake in the email because I wrote and it didnt go through but I added .net instead of .com
Jamesharden Art programmer . net . Thank you a million times guys .
 
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