Necessity of travel insurance

Barton Ayas

New member
Are you planning a trip and are undecided about the necessity of travel insurance? If so, this is the right site to be. You have probably heard dire warnings from fellow travelers and perhaps your own travel agent about the necessity of travel insurance, but is it really so? Since you plan to spend a goodly sum of money on airfare, accommodations, car rentals and other arrangements, it is probably a good idea to insure your trip with travel insurance. There are a variety of unexpected circumstances that could occur before your trip that would make travel insurance vitally important for you to get a refund of your money.

Safety of Travel insurance
Travel insurance was created to act as a safety net for people whose travel plans were drastically changed through no fault of their own. Whether the airline personnel go on strike, there is violent weather in the locale where you plan on visiting, there is a death in the family, or perhaps an unexpected illness forces you to cancel your reservations, travel insurance ensures that your money will be refunded if your travel plans are not carried out. In addition, there a number of specific areas where travel insurance can be of help to you while you are actually traveling. Much of the travel insurance is purchased by travelers to cover unforeseen health or medical problems beyond the scope of their personal health coverage. Such medical travel insurance policies are specifically designed to provide medical coverage while you are on your trip.

Since many group and individual health insurance plans do not cover you outside of your specific area, or restrict coverage to emergencies only, you might want to look into your regular insurance plan to determine if you would be covered in a foreign country. By purchasing travel insurance, you are guaranteed to be covered in any medical situation that may occur. Since September 11, 2001, outbreaks of terrorism have plagued many regions of our world.

Not Travelling as a result of threat to life
If a terrorist act suddenly occurs in an area in which you have chosen to travel, the airline is not required to provide you a refund if you choose not to travel because of the terrorist threats--unless you have travel insurance. Given the unpredictability of events in today's world, you never know where or when a troubling situation could arise, and therefore, travel insurance becomes a must. Airline flights can be cancelled at any time, for a wide variety of reasons--bankruptcy of an airline, a pilot's strike, inclement weather conditions, mechanical failures, and any number of factors that can not be controlled. In some circumstances, flights are not rescheduled and refunds are not given, which means that you lost not only your flight, but also the money you spent to buy your ticket.

Travel insurance insures your ticket and guarantees that if the flight does not depart, no matter what the reason, you will get a refund of the ticket price. Have you ever lost your bags or know someone who has? In most cases the airlines find and return the missing baggage, but in some cases it is never located.

In other cases, it is discovered that items have been stolen from your luggage. In these cases, travel insurance would act to insure whatever items are lost or stolen so that you can replace your belongings. If you decide to purchase a travel insurance plan, it is important that you research a number of travel insurance companies and plans before choosing one.

Travel insurance can be purchased for each individual trip or, for people who are frequent travelers, there are long-term (usually one year) travel insurance plans available. Be sure your travel insurance purchase covers all the bases, ask lots of questions, and confirm that your policy will cover all unforeseen circumstances of your trip, not just a few specific situations. Best wishes for safe and healthy travel!
 

jhon paul

Member
Travel insurance is a insurance intended to cover medical expenses trip cancellation lost luggage flight accident and other losses incurred while travelling either internationally or domestically.Travel insurance can usually arranged at the time of booking a trip to cover exactly duration of that trip or a multi trip policy can cover a unlimited number of trips with in a set time frame some policies offer lower and higher medical expenses options.
Is Travel insurance is necessity or not:
Suppose you are planning booking a vacation and you are not sure if you need travel insurance you have heard the warnings and you know that many travel agents suggest travel insurance is a necessity for a vacation since you are planning on spending a lot of money between air fares hotel reservations and other arrangements you feel like that it might be a good idea to insure your trip.
  • There are a number of circumstance that could arise prior to your trip that would make travel insurance vital to you for getting your money back.
  • Travel insurance was created to act as saving grace to people who trips become cancelled due to these circumstances.
  • it ensures that your money would be refunded if the travel plans are not carried out as planned.There are number of areas where travel insurance can help you out while on vacation.
  • If you are travelling abroad you might want to look in to your regular insurance plan to make sure it would cover you in a foreign country some insurance plans will not cover medical expenses in other countries.
  • If this is true of your insurance then any medical expenses or emergencies that may arise while you are away will not be covered.
 

AlexTim

New member
If you are travelling long then must be choose one of travelling insurance because it’s cover multiple benefits which does not affect your pocket. And mostly persons face problems like different water, different food, activities and also stress of travel. And it's common having some unfamiliar injuries.

Your travel insurance covers your medical, flight delay, luggage missing and much more. So, it’s beneficial for traveler to make claim if this kind of miss-happening occurs. I have recommended everyone to buy insurance.
 

Omar Momani

New member
While we are traveling, each destination will have different risks and activities. Travel insurance helps to protect against the unexpected. It can help you with travel risks like such as lost or stolen lugguage, cancellation cover, etc...
 

Alexandoy

VIP Contributor
To be frank, the insurance is only for the peace of mind. The travel insurance will pay you when something happens and you get nothing when nothing happens. It is as simple as that. Some travelers reason out that when they travel they feel safe so what is the insurance all about? I may agree to that even if the premium for travel insurance is cheap.
 

sincerem

VIP Contributor
Unforseen circumstances made us to ensure our property and even life, no one knows what the future holds. That's why we need to plan for the future today and work towards that lane, but if unconditioned times, dismal time hit us in the future after signing an agreement with one of the endurance company, like traveling insurance. We can be refunded as long as it is stated in the terms and conditions.
 
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