Life Insurance Forum advice on buying a life Assurance policy.

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    I am 30 years old in good health and currently paying $409 per month for $17,000 in my own occ disability insurance through MetLife (with 3% compounded COLA) and $158 per month for $2.1M in 30 year fixed payment term life through mutual of Omaha. My wife thinks that we pay way too much for insurance but I wanted to bounce it off the forum to see what others are doing.
    Let's set aside the question of how much to buy, which is a more complex question based on family situation, income, and debt.

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