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How to save money?

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    #11
    chelley17 : Nice post, and for sure a lot of our members can relate on it, Yes Saving money is difficult especially in times that you feel its bills against all your money. You know what I mean right? In short when we take it on a cinema your salary is coming soon but your bills are now showing. All I can suggest was as per my experience in order to save you must tell to yourself that your are willing to do it, sacrifice some little things especially not going on malls on sale period and cut some wants things. Aside from it and the most important is the self discipline. Discipline yourself that you have to do it you have to save and lastly. ACTION, take an action start by saving little amount of money little by little and practice the habit of saving and sooner or later you will master that habit and you did not notice that you are saving as much as 20% of your income which was the ideal one.

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      #12
      Originally posted by fishbate View Post
      Saving is hard specially when you have little amount on your hand. The best way to manage and save is by identifying items on your purchases and segregate them. Separate items which are needs and wants then try to mange them. Second is allowing a percentage of your income to be banked or saved. Lastly invest what you have saved, and try not to spend the amount until you reached a set goal.

      And also it's a lot more harder with that less income and lots of responsibilities to take care of. In such situations, even before you get your monthly payments or salary, you would have already spent in sharing it to all the responsibilities that needs to be taken care of.

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        #13
        Saving is hard especially if you have little in your pocket, a while back I had this same problem and I have really finding it very difficult to save because it was like my income was little compared to my needs but I just made up my mind to save, no matter how little just tell yourself you will be saving just a percentage and start saving from there.

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