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Getting Education Loans

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    Getting Education Loans

    An education loan is a type of educational funding that must be paid back, with interest. Education loans come in 3 major categories:
    1. student education loans
    2. Parent loans
    3. Private student loans (also known as alternative student loans).
    College loan payments are credited to the student's account. Whenever you are deciding the amount to borrow, you need to request the amount for the whole year.
    Life always offers you a second chance. It's called tomorrow.

    I believe before someone can get loan for education the person must have been admitted to the institution so that their will be proof that the loan is actually for the education purpose. Hope am right?


      The state owned bank here in our country has created a student loan facility called the Higher Education Loan Program for Students (HELPS). They gave enough budget which will lend it out to students. A student can cover their expenditures related to the education with the loan. This is only one program which is supported by the government.
      Most government sponsored programs in our country have less budget. In that case, they need to select eligible students which are highly competitive and mainly based on their previous academic performance. When someone is trying to apply for a student loan, it is best to check if you could get any scholarship, which would be way better than borrowing money.


        I am considering getting a student loan but i don't really know how to go about it. Though in my own country in Nigeria student loan is not really wort depending on. I don't even think Nigeria banks gives student loan. Because Nigeria have not reasonable to offer it citizens. Everyone is on its own, am thinking of getting scholarship instead of loan.


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