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Personal loan
What is the maximum loan amount you can get with a personal loan?
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[QUOTE="Phantasm, post: 336906, member: 94599"] Several factors determine the maximum loan amount you can get with a personal loan including the lender’s policies, your creditworthiness, income and debt-to-income ratio. However, there is no single maximum loan amount for personal loans but here are things to think about: 1. Lender policies: Different lenders have different polices regarding the highest sum of money they offer as loans. While some may lend large amounts of money others have strict controls on the amounts given as loans to borrowers. Make sure you research and compare lenders until you find those that provide the types of loans requested. 2. Credit worthiness: Your credit worthiness will greatly influence how much you will qualify for as a loan. In judging your capacity to repay your debts, financial institutions look at your credit records, income and debt-to-income ratio. Higher credit scores combined with good financial profiles can open doors to higher amount being given in loans. 3. Income and debt-to-income ratio: The other consideration that lenders take into account when determining whether or not they should lend you money relates to your annual salary and DTI (debt to income) ratios. [/QUOTE]
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What is the maximum loan amount you can get with a personal loan?
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