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Debt help
What are the best ways to get out of debt?
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[QUOTE="King bell, post: 331964, member: 75687"] To get out of debt, an individual must create a budget, establish an emergency fund, prioritize one’s obligations and decide whether to use a snowball or avalanche method of debt repayment, negotiate interest rates on debts, consolidate debts, increase income from employment, reduce unnecessary expenses, seek advice from professionals in this field, utilize unexpected money wisely by investing it in the right places or buying things that are very essential at that time only not just for pleasure purposes such as cufflinks and shoes for men or cosmetics and jewellery for women etc., automate bill payments through electronic transfers allowed by banks or financial institutions ensuring funds are readily available in the account which is due rather than writing cheques or sending money orders each month as it can be done easily using automatic payment methods provided by most banks; learn about personal finance and budgeting; go through credit counseling and debt management programs; consider debt settlement. [/QUOTE]
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What are the best ways to get out of debt?
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