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Tips for Building an Emergency Fund and Why You Need One
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[QUOTE="Holicent, post: 322147, member: 76163"] Building an emergency fund is an important part of financial planning. An emergency fund is a sum of money set aside to cover unexpected expenses or income loss. The recommended amount is three to six months of living expenses. To build an emergency fund, start by setting a savings goal and creating a budget to reduce expenses and increase savings. Consider opening a separate savings account for the emergency fund, and automate contributions to make savings easier. Having an emergency fund can provide financial security and peace of mind, and can help avoid debt or financial hardship in the event of an unexpected emergency or job loss. [/QUOTE]
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Tips for Building an Emergency Fund and Why You Need One
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