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The difference between term and permanent life insurance
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[QUOTE="Jasz, post: 295087, member: 61772"] Term life insurance and permanent life insurance are the two main types of life insurance. Term life insurance is a type of life insurance that provides coverage for a specific period of time, such as 10, 20, or 30 years. It is generally the most affordable type of life insurance, and it is often used to protect against the financial loss that can occur when the policyholder dies during the term of the policy. Permanent life insurance, on the other hand, provides coverage for the entire lifetime of the policyholder. This type of life insurance is typically more expensive than term life insurance, but it also provides additional benefits, such as a cash value component that can be used to accumulate savings or investment. Types of permanent life insurance include Whole life, Universal life and Variable life. In summary, Term life insurance is a type of life insurance that provides coverage for a specific period of time, and it is generally the most affordable type of life insurance. Permanent life insurance, on the other hand, provides coverage for the entire lifetime of the policyholder, and it is typically more expensive than term life insurance but also provides additional benefits such as cash value component. [/QUOTE]
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The difference between term and permanent life insurance
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