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Strategies for Building a Strong Credit Score
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[QUOTE="Phantasm, post: 343053, member: 94599"] Despite these strategies, being authorized to use an existing and active credit card is another useful way of maintaining or improving the credit worthiness. Another thing is you must give a guarantee that your credit cards have low balances. Likewise, this can be achieved by ensuring that there is a mix of accounts with credits in them as long as one does not make a mistake of opening many new accounts at once. Moreover, it might prove useful if you are able to hold on to your old accounts and be patient while building your credit history. Furthermore, getting yourself involved in someone else’s account as an authorized user will help you improve on your ways of creating a good credit history for oneself. Also monitoring the payment behavior pattern over time helps to access the actions that caused damage or improved the score respectively using a regular checking procedure for errors on anyone’s own report has also proved helpful in managing his/her own score responsibly while building up his/her financial status steadily. In fact, obtaining products like the ones discussed above can help in enhancing one’s financial profile by making them feel more secure about their financial position even when they can’t avoid additional expenses. [/QUOTE]
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