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Personal Finance Goals
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[QUOTE="Suba, post: 338367, member: 3658"] Each person will have different income and living costs, so this is the factor that makes people have different financial conditions. But when you want to make a plan to manage your finances, the first thing you have to consider is your personal financial goals. Personal financial goals are goals that you want to achieve, by organizing and managing your finances so that you can achieve the desired targets such as managing income, expenses, savings, investment emergency funds, etc. When making a list of personal financial goals, the goals must be specific, measurable and have a deadline, then it will be easier for you to create a targeted budget. We can set personal financial goals according to our needs, both for short, medium and long term goals. Short Term Personal Finance Goals These short term goals can be achieved in less than 12 months, such as saving to buy the latest smartphone, laptop, holiday etc. Medium Term Personal Finance Goals The medium term is achieved over 12 months to 36 months, this goal is like buying a car on credit or in installments. Long Term Personal Finance Goals. Long term goals over 36 months to 180 months, such as buying a residential property with a mortgage, saving for children's college fees etc. [/QUOTE]
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