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Life Insurance Vs. Non-Life Insurance
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[QUOTE="Mika, post: 139118, member: 29399"] Insurance can be broadly categorized into two types: Life Insurance and Non-Life Insurance. What is Life Insurance? A life insurance policy is a policy that covers health insurance as well as life insurance. The maturity period can be for a short term as well as a long term. Health insurance takes of your medical bills whereas life insurance covers accidents, terminal illness, and loss of organs. What is Non-Life Insurance? Non-life insurance policy is a policy that covers the areas like auto insurance, house insurance, business insurance, etc. Non-life insurance generally is for short time. Non-life insurance will cover the loss or damage against your insured property. Let say, you have insured your car and your car is damaged in an accident. Your insurance company assesses the damages and provides benefits accordingly. However, if your insured property is not damaged during the insured period, you do not get any benefits. [/QUOTE]
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