Menu
Home
Advertise
Forums
Search forums
What's new
Unread posts
Latest activity
Earn Money
Review Website/Apps
Passive Income
Money apps
Paid Survey
Stock
Forex
Real estate
Paid to write
Social Media Monetization
Crytocurrency
Bitcoin (BTC)
Ethereum (ETH)
Crypto Exchange
Mining
Crypto Faucet / Airdrops
Binance
Business
Business strategy
Funding a business
Marketing
Digital Marketing
Social media marketing
Email marketing
Brand management
Personal Finance
Money Saving
Personal loan
Retirement
Debt help
Savings for Students
Tax relief
Insurance
Car Insurance
Life Insurance
Liability Insurance
Home Insurance
Health Insurance
Disability Insurance
FAQ
Log in
Register
What's new
Search
Search
Search titles only
By:
Search forums
Menu
Log in
Register
Install the app
Install
Home
Forums
Money Making Forums
Personal Finance Forums
Personal loan
LendingClub Vs. Prosper: Which offers better personal loans?
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
[QUOTE="Yusra3, post: 342518, member: 31907"] LendingClub and Prosper are two of the largest peer-to-peer lenders offering personal loans online. LendingClub allows you to borrow from $1,000 up to $40,000, with APRs ranging from 8.05% to 35.89%. They charge origination fees between 3-6% of the loan amount. Prosper's loan amounts range from $2,000 to $40,000, with APRs spanning 7.95% to 35.99%. Their origination fees are 2.4% to 5% of the loan proceeds. For borrowers with excellent credit, Prosper tends to offer slightly lower APRs and origination fees compared to LendingClub. However, LendingClub has more flexible credit requirements, making them an option for those with fair or poor credit scores. LendingClub also offers unemployment protection which allows you to temporarily pause payments. Overall, if you have a credit score above 720, Prosper may provide a minor cost advantage. But LendingClub could be the better choice if your credit isn't pristine or you want greater flexibility with payments during financial hardships. [/QUOTE]
Insert quotes…
Verification
Post reply
Home
Forums
Money Making Forums
Personal Finance Forums
Personal loan
LendingClub Vs. Prosper: Which offers better personal loans?
Top