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Key person life insurance policy
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[QUOTE="Phabbyfundz, post: 157547, member: 49202"] This might sound strange or new to some people or individuals, the loss of a key person might be a major blow to a small business if that person is the founder of the business or the key contact for customers and suppliers and management of the business. Loss of the key person may also make the running of the business less efficient and result in a loss of capital. Losses caused by the death of a key employee are insurable. Such policies compensates the business against sufficient losses that result the person death or disability. The amount and cost of insurance needed for a particular business depends on the situation and the age, health and role of the key employee. Key employee life insurance pays a death benefit to the company when the key employee dies. [/QUOTE]
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