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How to fight loan delinquency
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[QUOTE="Leah Kelvin, post: 336857, member: 106815"] To fight against loan delay often requires very proactive actions to manage and overcome financial difficulties. If you are looking to deal with a loan delay, here are some of the strategies that can be helpful: 1. Have a Conversation with Lender: As early as possible when you can anticipate experiencing any difficulty in making loan payments, contact your lender. Tell the lender about your situation, explain any hardships that may befall you and then consider such things like altering the terms of the credit, creating another means of payment or postponing it. 2. Budgeting and Financial Planning: Draft a comprehensive budget incorporating all sources of income on one side and expenses on the other side. Look out for areas where you can cut down your costs while increasing the amount available for paying loans; direct more funds towards payment of debts instead of spending on unnecessary items till you catch up with delinquent payments. [/QUOTE]
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