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How to Create a Smart Budgeting for Saving and Investment
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[QUOTE="Mika, post: 339493, member: 29399"] One of the main reasons why people cannot save and invest is because they are not using the right method to build savings and investment funds. One of the best strategies to start saving and investing is by creating a budget. If you create a budget, you can easily build savings and investment funds. The best strategy for creating a budget is using the rule of 50-30-20 budgeting formula, where you will be allocating 50 percent of income to necessities, 30 percent to wants, and dedicates 20 percent to savings and investments. Consistently saving 20 percent every time you receive income provides a foundation for future investments in stocks, mutual funds, ETFs, bonds, and treasury bills. [/QUOTE]
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