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How to avoid fake land titles as collateral of borrowers for private loans
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[QUOTE="Alexandoy, post: 131008, member: 25510"] In the news last night was the arrest of scammers who are taking a loan from a private lender with a fake property title for a collateral. This reminds me of our home that was mortgaged to a private lender for 250,000 pesos. After 1 year (when we redeemed the title) the total balance was 410,000 pesos already. Anyway, that is another story to tell that I can detail in my next post. With the title of the property it is advised to check it with the local land registration authority or the real estate assessor which also has the records for verification. Another thing to have is the government ID of the owner. You have to be dealing with the owner and not the representative. You can definitely use the phone’s camera to take not only pictures but videos of the owner for security purposes. [/QUOTE]
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How to avoid fake land titles as collateral of borrowers for private loans
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