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How Much Car Insurance is Enough?
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[QUOTE="Nite, post: 342981, member: 28512"] Start by understanding your state’s minimum car insurance requirements for liability coverage, which usually covers bodily injury and property damage resulting from an accident. Then, evaluate your net worth and assets to determine how much coverage you may need to protect yourself in case of a lawsuit resulting from an accident you cause. Consider the potential costs of injuries, property damage, and legal expenses that may arise from an accident. Ensure your coverage limits are sufficient to cover these potential liabilities. Beyond liability insurance, assess whether additional types of coverage such as uninsured motorist protection, collision, comprehensive, personal injury protection, or medical payments coverage are necessary based on your circumstances. Factors such as driving history, location, type of vehicle, and frequency of use should also be taken into account when determining the appropriate level of coverage. [/QUOTE]
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How Much Car Insurance is Enough?
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