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Can You Insure Engagement Ring?
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[QUOTE="ericbaker, post: 312306, member: 99533"] Yes, you can insure an engagement ring. In fact, it's a good idea to insure valuable jewelry such as engagement rings, as it can protect you financially in the event of loss, theft, or damage. There are a few different options for insuring an engagement ring. You can add it as a rider or endorsement to your existing homeowner's or renter's insurance policy. This may be a convenient option if you already have an insurance policy, but keep in mind that there may be coverage limits and deductibles. Another option is to purchase a separate jewelry insurance policy. These policies are specifically designed to cover jewelry and often offer more comprehensive coverage than a homeowner's or renter's insurance policy. Some companies that offer jewelry insurance include Jewelers Mutual, Chubb, and Travelers Insurance. When insuring an engagement ring, it's important to have it appraised by a reputable jeweler such as GemsNY, Angara, James Allen, etc. to ensure that you have adequate coverage. You should also keep any documentation related to the ring, such as receipts and certificates of authenticity, in a safe place. [/QUOTE]
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