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About Car Insurance Policy
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[QUOTE="Kola Dimitry, post: 134, member: 10"] The Advantages of getting Third Party Vehicle Insurance, car insurance policy covers the particular owner just in case of any kind of legal liability due to death or injuries to anybody or damage to any property or home caused by the insured car. [B]Types of Car Insurance coverage Policy[/B] 3rd party Vehicle Insurance policy Exclusions Third party only car insurance coverage is not going to protect the cost of damages to a car or the belongings inside the car just in case of an accident. It will likewise not offer cover if your vehicle or belongings are lost or destroyed. [B]The Major Difference Between Third Party And Comprehensive Insurance policy Cover [/B] The advantages and disadvantages of these types of vehicle insurance will depend on many factors. Its important to better know these factors to be able to compare, review and choose the best car insurance plan. [B]Worth of the vehicle:[/B] If the value of your vehicle is very low, it is advisable to consider 3rd party motor insurance policy because repairs to damages caused may be managed easily. It is actually less expensive to pay money for repairs when its compared to pay money for the high rates associated with comprehensive insurance cover. Nevertheless, in case the car is new and costly, comprehensive cover is much better option. [B]Insurance coverage:[/B] 3rd party insurance coverage covers problems to third party car, accidental injuries caused to some other individuals in car accident, and also damage to 3rd party property. Many companies charge extra for 3rd party property insurance coverage. This coverage has become a priority these days since cost of repairing damages to the car is high. But it does not offer a person any kind of coverage towards damages to your own personal car. In case what you are searching for is insurance coverage for on your own car, a comprehensive car insurance coverage policy is exactly what you need. It is a much wider insurance coverage plan because it has provisions for 3rd party as well. Comprehensive insurance policy coverage is actually costly compared 3rd party insurance policy cover. [B]The Cost:[/B] A comprehensive insurance policy cover is far more costly than a 3rd party cover because it offers insurance coverage for a wide range of loss,damage,injury. It is advisable to be safe, than sorry. Accidents occur unexpectedly, and it can seriously weigh take your financial resources. There could be small advantages and exeptions depending on the insurance company and it is best to check out the conditions in detail before getting a policy. [/QUOTE]
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