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Debt help
10 ways to avoid debt as a student
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[QUOTE="bossj23, post: 324612, member: 99582"] [CENTER][B][I]Consolidating your debt[/I][/B][/CENTER] [JUSTIFY]Debt consolidation is a strategy that can help you manage your debt more effectively by combining all your debts into one loan. This can make it easier to keep track of your payments and potentially reduce your interest rates, which can help you avoid accumulating more debt. To consolidate your debt, - start by identifying all your debts and their interest rates. Look for a debt consolidation loan that has a lower interest rate than the average rate of your current debts. - consider a balance transfer credit card or a personal loan as options for consolidation. Once you have consolidated your debts, be sure to make your payments on time and avoid using credit cards or other forms of debt while you are paying off your consolidation loan. Consolidating your debt can be a great way to avoid accumulating more debt and manage your existing debts more effectively. It can help you reduce your interest rates, simplify your payments, and potentially pay off your debts faster. It's important to do your research and find a consolidation loan that has a lower interest rate than your current debts. Keep in mind that it's important to be disciplined with your money and avoid using credit cards or other forms of debt while you are paying off your consolidation loan. With determination and hard work, you can become debt-free and achieve your financial goals. [/JUSTIFY] [/QUOTE]
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